Paying a visit to a spa or beauty treatment room can be a very relaxing rewarding experience. There are many beauty spas and beauty rooms that offer all kinds of treatments, while some offer mini weekend breaks where guests can spend a couple of days being pampered. This all sounds fantastic and it is when everything goes according to plan but what if your relaxing experience turns into a nightmare due to the treatment going wrong? Can you seek redress? Let’s take a look.
Negligent Hairdressers: Your Rights
Visiting the hairdresser should be a pleasant experience where we come out looking and feeling considerably better than when we went in. Many of us know what it feels like when our hairdresser trims a little too much hair off or the style we wanted isn’t quite there but what if you are injured at the hairdresser what then? Here we look at the facts surrounding hairdressers plus what you can do if you suffer hair loss or disfigurement following a visit.
Cosmetic Surgery: Your Rights
Taking a trip to the hairdressers or booking in for a beauty treatment or therapy is a great way to lift your spirits. Millions of people every day put themselves in the hands of professionals in order to gain a look or simply reap the benefits from a treatment but what if something goes wrong? Where do we stand in such cases plus what can we do if we feel we have been treated unfairly? It can be a devastating experience to cope with, especially the aftermath, of when a treatment goes wrong. Let’s take a look at the facts surrounding Cosmetic Surgery.
Credit Unions: An Alternative Way to Save and Borrow
Credit Unions are in the news just now with many financial experts extolling their virtues. What exactly is a Credit Union and what can they do for those of us who find ourselves in debt? Can we borrow money from a Credit Union? can we save with a Credit Union? How does it all work? Read on to discover whether a Credit Union may be the answer when it comes to borrowing and saving money.
Loan Sharks: Don’t Go There!
Many of us find it difficult to get a loan from the usual sources and in our desperation may be tempted to ask for a loan from a Loan Shark. These people are pretty unscrupulous and before we know we are in way over our heads. Let’s take a look at the facts surrounding Loan Sharks plus how to deal with one if you feel you are in trouble.
Beware of the Continuous Payment Authority!
Many people who borrow from Pay Day lenders, subscribe to certain websites or use certain cards unwittingly sign up to a Continuous Payment Authority also known as Recurring Payments which is an unscrupulous means where lenders attempt to take money from your debit or credit card. So, what is a Continuous Payment Authority and how can we deal with it?
Considering Bankruptcy: When to Do So and the Implications
In general many people see going bankrupt as a last resort as there are other options available to those who are deep in debt and cannot continue to make payments. Going bankrupt must be considered very carefully with debtors seeking expert advice if this is the road they are to take. Here we take a look at what bankruptcy involves, how to go about it and what the implications are for anyone who declares themselves bankrupt.
Debt Collection Agencies and Bailiffs
When we fall into debt sometimes our debt is passed on to a Debt Collection Agency, while further down the line Bailiffs may become involved. Here we take a look at the role of Debt Collection Agencies and Bailiffs dispelling the myths regarding what they can and cannot do.
Falling Into Debt: Know Your Rights
As we are presently emerging from a deep recession many of us are really feeling the pinch when it comes to our finances. What happens if we can’t keep up payments on debts we owe? Knowing exactly what to expect from creditors when you do fall into debt is knowledge well worth having. What can creditors do to collect the debt and what are they not allowed to do. What are our rights and what process should creditors follow when pursuing a borrower. Here we take a look at what procedures must be followed by creditors and debtors in order to reach an amicable solution.
Money Laundering
Introduction
Money Laundering is a way of covering up money, where it has originated, or processing it when it has been gained from unlawful purposes or in an illicit way. It is thought in fact that up to 5% of worldwide money is subject to money laundering. Many financial institutions have introduced ways to spot money laundering to try to apprehend culprits so bringing them to justice. Money launderers try to camouflage what they are doing in many ways becoming more and more sophisticated as time goes on.